Renting a home in Manahattan, KS? Make sure your personal belongings are protected with renters insurance from Ayres Insurance Agency. From fire to theft, the unexpected can happen anytime. And while your landlord’s insurance covers the building itself, it won’t protect your stuff. That’s where renters insurance comes in.
Renters insurance is designed to safeguard your personal property and provide liability coverage in case of accidents. If a visitor slips and falls in your rental or your home is broken into, renters insurance helps cover those costs. Contact Ayres Insurance Agency at 785-427-2297 to explore policy options.
Many renters wrongly assume their landlord’s insurance will protect their belongings, but it won’t. Renters insurance is there to help in case of fire, theft, or water damage, covering everything from electronics to clothing. It also provides liability coverage if someone is injured on your property.
Reach out to Ayres Insurance Agency at 785-427-2297 to discuss how renters insurance can protect you from unexpected events.
Fire Damage
Helps replace or repair belongings damaged by fire or smoke.
Theft
Renters insurance helps you recover the value of stolen items if your home is burglarized.
Water Damage
Coverage for damage caused by leaks, burst pipes, and other water-related issues.
Here are some common claims you can file under renters insurance:
| Claim Type | Description | Average Cost |
|---|---|---|
| Fire Damage | Damage caused by fire, including replacement costs. | $10,000 - $50,000 |
| Theft | Reimbursement for stolen belongings. | $1,000 - $5,000 |
| Water Damage | Coverage for damages caused by plumbing issues. | $2,000 - $10,000 |
| Liability Claims | Protection if someone is injured on |