Why Consider Kansas Life Insurance
According to the latest information, most people in Kansas do not have enough life insurance. Only 6 out of 10 people have even considered life insurance, and many who do have life insurance don’t think they have enough. 70% of households with children say they are just barley meeting needs. But what would happen to those families if income was lost due to the death of a spouse?
Over 80% of Kansas residents over-estimate the cost of life insurance. In reality, life insurance is very affordable and provides your family with financial peace of mind upon your passing.
Benefits of Life Insurance
- Payment on Debt - If you have any outstanding debt (like a mortgage) at the time of your death, it does not go away. Your estate will still be responsible to settle all accounts.
- Continuation of Income - Life insurance can provide the funds to replace your income upon your passing. Family income will certainly diminish, and there’s a very good chance that your family will experience a lower standard of living.
- Unpaid Medical Expenses - It is highly likely that you will have medical expenses prior to your death; some of which may not be covered by health insurance. Adequate life insurance proceeds ensure that these final expenses are well taken care of.
- Funeral Expenses - Most people don’t plan, or fund, their funeral expenses; again life insurance is there to help.
At Ayres Insurance Agency we work individually with every client to ensure that no questions remain unanswered and no gray areas are left before a policy is signed and comes into effect.
Source: LIMRA’s Life Insurance Barometer Study 2013
Source: LIMRA’s Life Insurance Barometer Study 2013