Medicare Part B. The “Special enrollment period”, allows you to delay your enrollment under certain conditions. This gives you the option of waiting to enroll in
Medicare Part B while not paying the 10 percent premium surcharge for late enrollment. Here is what the rules allow you to do:
- Enroll in Medicare Part B any time while you are covered under the group health plan based on current employment
- If your employment ends, you can enroll in Medicare Part B during the eight-month period that begins with the month your group health coverage ends, or the month employment ends—whichever comes first. You must enroll by the end of the eight-month period or you will have to wait until the next general enrollment period, which begins January 1 of the next year.
If you are eligible for Medicare at age 65, your initial enrollment period will begin three months before your 65th birthday