How An Umbrella Policy Works In the Event of a Claim

Every time you drive on the road, you subject yourself to a variety of possible hazards. As a result, liability coverage is included in the minimal requirements for auto insurance.

However, the costs of a collision in which you are at fault might sometimes exceed your vehicle insurance policy's liability limitations.

In this case, umbrella insurance may be beneficial. More information on how that works may be found here.

What is Umbrella Insurance and How Does It Work?
Umbrella insurance is a type of liability insurance that acts as an umbrella for your liabilities. When a major situation occurs for which you are held responsible, you are covered by it.

This is a type of liability insurance that has higher limits than standard liability coverage. A one-million-dollar umbrella insurance policy limit is possible. You can usually claim a liability on your umbrella insurance policy if you have one.

When It Comes to Car Accidents, How Does Umbrella Insurance Work?
Your liability losses will be covered by your New Hampshire auto insurance coverage if you are at fault in a car accident. If the costs of your car accident exceed your policy limitations, you can file a claim on your umbrella insurance to cover the remaining costs.

Umbrella insurance can cover a wide range of responsibilities, including car accidents. When life happens, having umbrella insurance will protect you from financial damages.
We are committed to providing clients with the highest quality insurance plans available combined with some of the lowest possible rates. Whether you are shopping for auto insurance, home insurance, life or business insurance, we can help you obtain the best coverage available with the lowest rate possible. 

All of us at Ayres Insurance Agency truly value the long term relationship with our clients, and are proud to give families, individuals and businesses the personal attention required when it matters most. When claims arise, we realize that it can be very stressful and will do everything possible to assure timely and complete recovery.