Summer Risks Are Real

Summer means there are more daylight hours for activity for you and your family.  With the kids home from school and vacations planned, it is important to understand the various risks involved.  With increased car travel in the summer, injuries from auto accidents almost triple, according to the National Safety Council.
 
Let us look at some of the top causes of accidents during the spring and summer.  These are not in any particular order.  

• Boating and Personal Water Craft Injuries—there were over 2,900 boating injuries in the United States in 2016.  Over 700 people died because of watercraft-related accidents.
• Grilling accidents—one of the leading causes of burn injuries is grilling.
• Swimming—In the United States, on average, 6,700 people die from drowning annually, and over 4,000 people receive treatment from injuries suffered in a swimming pool accident.
• Fireworks—this is the leading cause of injury in the month of July.
• Bicycling-related injuries—Over 800 people die annually from bike-related accidents.
• ATV, dirt bike, and motorcycle injuries—there are over 14,000 serious injuries related to the operation of these kinds of vehicles annually.
• Amusement rides—over 4,000 people are injured from amusement park rides.
• Trampoline injuries—over a 9-year period, over 1million people were injured from trampolines.  (health.com)

Illness or injury while on vacation—Thousands of people get sick or are injured while on vacation or in foreign countries.
Sources: Pedestrian and Bicycle Information Center, National Safety Council, American
Academy of Pediatrics, Safekinds.org, and cdc.org.
 
There Are Insurance Products That Help Manage Your Summer Risks
 
Many good personal insurance products can help you manage your summertime risks.  Some of these products you may have already and others you may want to consider.  Some of these personal insurance products are designed to protect your family while others can protect your personal property.