If you run a contracting business in Manahattan, KS, insurance is one of the most important investments you can make. Contractor insurance provides protection against a wide range of risks, from accidents on the job site to property damage and employee injuries. Without the right coverage, even a minor incident could result in a major financial setback.
Ayres Insurance Agency specializes in providing customized insurance solutions for contractors, so you can focus on your work without worrying about unexpected costs. Contact us at 785-427-2297 to learn more about how we can protect your business.
Contractor insurance includes several types of coverage to protect your business from a variety of risks. Here are the key areas of protection:
This coverage protects against claims of bodily injury or property damage caused during the course of your work.
Provides coverage for medical expenses and lost wages if one of your employees is injured on the job.
Covers your tools, equipment, and other business property in the event of damage or theft.
Here are some of the most common types of claims contractors face, and how having the right insurance coverage can help:
| Claim Type | Description | Potential Costs |
|---|---|---|
| Injury Claims | Injuries to third parties that occur as a result of your work. | Medical costs, legal fees, and settlements. |
| Damage to Property | Accidental damage to a client's property during a project. | Repair costs, legal expenses. |
| Tool Theft | Theft of tools and equipment from the job site. | Replacement costs, downtime, potential lost contracts. |
| Employee Injuries | Injuries to your workers while they are on the job. | Medical expenses, lost wages, rehabilitation costs. |
At Ayres Insurance Agency, we know that every contracting business is different. That’s why we offer customized insurance packages tailored to your specific needs. Whether you’re a general contractor or specialize in a trade like plumbing or carpentry, we have the right coverage for you.
Get started today by contacting us at 785-427-2297 or filling out our online quote form. With Ayres Insurance Agency, you can work with confidence, knowing your business is protected.